Protecting Your Tomorrow
Today!
We are a family-owned independent insurance agency and brokerage. We do all the research so you can focus on what product best fits your needs.
WE GET YOU THE BEST PRICE!
We work for YOU - meaning we are not working for a specific insurance provider. This allows for us to shop plans to find you the best coverage AND price for your needs.
We provide you with the solution that best fits you - since we represent over 20+ carriers we can offer a diverse pool of coverage options to fit any budget.
We can get you and your family the best price on the market, we shop for the best price across our carriers so you do not have to!
What We Offer
Our mission is to morally and ethically insure that every client is placed in the best product at the best price regardless of budget, background, or underwriting limitations.
Mortgage Protection
Mortgage Protection is a type of term insurance policy that helps your family make your monthly
mortgage payments if you die before your mortgage is fully paid off.
Final Expense
Final expense insurance is a whole life insurance policy that has a small death
benefit and is easy to get approved for. Final expense insurance is also called funeral
insurance, burial insurance, simplified issue whole life insurance, or modified whole
life insurance. All relate to small whole life policies with a death benefit of $2,500 to
$35,000.
Medicare
Medicare Supplements, also known as Medigap policies, are sold by insurance companies to help cover the out-of-pocket costs left when Medicare reaches its limits.
Term
Life Insurance
Term life insurance is designed to last a certain number of years, then end. The best
term life insurance policies balance affordability with long-term financial strength.
No-Cost Riders
Terminal Illness
Confined Care
Chronic Illness
Optional Riders
Waiver of Premium
Disability Income Rider
Return of Premium
Critical Illness
Children/Grandchildren Insurance
Accidental Death
Whole Life Insurance
Whole life insurance is a type of permanent life insurance. It accumulates a cash value
to last the lifetime of the insured person. You can use the cash value for many purposes, such as a source of loans or cash or to pay policy premiums.
Indexed universal life (IUL) insurance is a type of permanent life insurance, meaning it
has a cash value component along with a death benefit. The money in a policyholders
cash value account can earn interest by tracking a stock market index selected by the
insurer, such as the Nasdaq-100 or the Standards 500. You may also have a
fixed-rate account and can choose how much you want to go into each account.
Health Insurance
Individual health insurance is coverage that you purchase on your own. Our health insurance plans are designed for people that cannot qualify for insurance through the
government or do not have employer provided health insurance.
Group Plans
Life/Health Insurance
Group Benefits is insurance written for members of a group. The group is underwritten as a whole, not on each individual member so that every member pays the samepremium amount. Coverage is provided to the members of the group under one master policy.
About Us
Jillian Longacre - Owner
Jil is still serving and is a Captain in the Alabama Army National Guard. She met Tom through her military service and they have two children together. Jil works the behind the scenes with marketing and admin!
Tom Longacre - Owner
Tom is a retired military veteran residing with his wife in Alabama. He is dedicated to helping individuals and families with securing the protection they need. Tom has a great personality that many love!
